"If there's a silver lining to the pandemic," says Daniela Ogden, Eden Housing's vice president of communications, advocacy and fund development, "it's this: Affordable housing works. Even as residents lose hours and jobs, those who live in Low-Income Housing, Tax Credit housing, or receive Section 8 or 202 housing vouchers, have remained stably housed. The programs, coupled with rent relief provided by Eden's Tenant Relief Fund, have given low-income residents one less thing to worry about."

Hilly Jacklin had wanted to own a house for years, and the one she finally found was beyond her wildest dreams: a Victorian-style duplex, built in 1895, in Hannibal, Missouri. Half, she would be able to rent to help her afford the mortgage. The other side, she would live in herself.

These are unparalleled times, but NeighborWorks America remains committed to creating opportunities for people to live in affordable homes and strengthen their communities, says Kim Drayton, principal member of Thrive Inspire Inc. Drayton led a course on remote homeownership counseling during NeighborWorks' Virtual Training Institute, offering pointers to help housing counselors embrace remote counseling. 

You can't shelter in place if you don't have a place to shelter, says Stacie Birchett, vice president of external affairs at the Better Housing Coalition. The Richmond, Virginia-based NeighborWorks organization is working to ensure their residents are able to keep their housing during a time when many are losing jobs or working fewer hours due to COVID-19. 

Economic hardships are changing the way we live, according to a new NeighborWorks America survey released on July 16. The survey, conducted annually, examines Americans' feelings and behaviors when it comes to housing and personal finances.