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The winter holidays and the start of school are times when expenses can suddenly spike. Many low- to moderate-income families are unable to cover them, turning instead to expensive, predatory payday, auto-title or similar loans. Clearly, a safe alternative is needed.
Community conversations: Sheila Rice, recently retired executive director, NeighborWorks Great Falls
Sheila Rice came to her community development career rather late in life—going to college after having three children, having lots of jobs, starting a career in her 30s and spending 25 years as an executive with a natural gas company.
Small business program helps vet take care of more than pets
The Gulf Coast Veterinary Emergency Hospital's mission is to provide outstanding after-hours care for people's pets. But the organization's role as caregiver extends beyond the dogs and cats it treats. With the support of a local business development partner, the vet is helping her employees and area residents achieve financial stability as well.
Origin helps make homeownership reality for busy single mom
When Amanda Nadel looks back over the past year, she can't believe how far she's come. Crunched for time as a working single mom and part-time college student, she knew he was moving forward, but her progress was slow and, at times, uncertain. She was paying rent, tuition and child care and felt as if she was treading water financially.
Oregon's NeighborWorks Umpqua debuts income tax-prep service
Do taxes early. It's one of the most common resolutions made in every new year. There are all sorts of reasons for filing tax forms early, but doing so can be particularly important for low- and moderate-income families who may not be aware of available credits that could put more money in their pockets.
Everyone knows it’s important to save for a “rainy day.” Emergencies happen: appliances break, cars sputter to a stop, jobs are lost. But when your paychecks are not that much more than what you need to pay your routine bills, that’s a habit most haven’t been able to form.
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