Julie Porter grew up as the youngest of nine children. Her older brothers and sisters were raised in a country farmhouse with no hot running water, but Porter was born in town, where the family moved when they bought a rambling house in McPherson, Kansas, for $11,000.
 

"If there's a silver lining to the pandemic," says Daniela Ogden, Eden Housing's vice president of communications, advocacy and fund development, "it's this: Affordable housing works. Even as residents lose hours and jobs, those who live in Low-Income Housing, Tax Credit housing, or receive Section 8 or 202 housing vouchers, have remained stably housed. The programs, coupled with rent relief provided by Eden's Tenant Relief Fund, have given low-income residents one less thing to worry about."

When she first started working as a homebuying educator in 2006, "it was a buyer's boom," says Gabriela Luna, now an educator and housing counselor at Tejano Center for Community Concerns in Houston, Texas. "Everyone was buying. There was so much support from all banks."